This program will explain each of the major sources of regulation of consumer financial products in the context of the regulatory techniques and policies that are the common threads in a complex pattern, including:

• Price regulation and federal preemption of state price limitations
• Truth in lending and disclosure requirements
• Marketing, advertising and unfair or deceptive conduct
• Account servicing and collections
• Regulating the “fairness” of financial institution conduct
• Data security, fraud prevention and identity protection
• Consumer reporting: FCRA & FACT Act
• Fair lending and fair access to financial services
• Remedies: regulators and private plaintiffs
• Regulatory and legislative priorities for 2012 and beyond

Rick Fischer will be presenting on Data Security, Fraud Prevention and Identity Protection

Andrew Smith will be presenting on Financial Privacy and Credit Reporting

Leonard Chanin will be presenting on Truth-In-Lending

For an agenda, additional information and to register, click here.

The ABA will offer CLE credit.