Program Focus
The program will explain each of the major sources of regulation of consumer financial products in the context of the regulatory techniques and policies that are the common threads in a complex pattern, including:

• Price regulation and federal preemption of state price limitations
• Disclosure and transparency serving consumer understanding and market operation
• Regulating the “fairness” of financial institution conduct
• Privacy and security of consumer data and the problem of ID theft
• Fair access to financial services
• Remedies: regulators and private plaintiffs
• Regulatory reform: CFPA and beyond