Wendy Garbers' practice focuses on financial services litigation, class actions, and trial work. She has particular experience handling cases regarding mortgage lending practices, including payment option adjustable rate mortgages and fair lending challenges. Ms. Garbers has defended nationwide class actions that involve significant exposure. She has also won cases by securing dismissals based on federal preemption, and is experienced in preparing commercial disputes for trial and examining witnesses at trial and hearings.
Ms. Garbers was counsel of record in several published cases, including Crespo v. WFS Financial Inc., 580 F. Supp. 2d 614 (2008), which held that the plaintiff's state-law claims were preempted by the Home Owners' Loan Act, Strand v. U.S. Bank, 2005 N.D. 68 (N.D. 2005), which established the enforceability of a no-class-action arbitration provision, and Johnson v. Capital One Bank, 120 Cal. App. 4th 942 (2004), which granted summary judgment on grounds that state law precluded expansion of a card issuer's liability (beyond that permitted under the Truth in Lending Act).