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Three years have passed since the enactment of the Dodd-Frank Act, the landmark financial reform legislation that was passed in the wake of the financial crisis of 2008. During this time, the federal banking and other financial regulatory agencies have done substantial work to implement the Act’s sweeping changes to financial services regulation in the United States, but a great deal more remains to be done. In addition, the banking agencies have focused attention to varying degrees on enhanced prudential standards for all banks, even where the Dodd-Frank Act applies such standards only to systemically important banks.
Henry Fields and Oliver Ireland will discuss the federal regulatory activities that have been spurred by the Act, and the nature and prospects for further regulatory action during the balance of 2013 and beyond, with a specific focus on those topics that are likely to be of most interest to community banks. Messrs. Fields and Ireland will cover:
- New regulatory capital requirements
- Enhanced prudential standards
- Financial consumer reform
- Interchange fees
- Mortgage regulation
- The “Volcker Rule”
- Compensation, corporate governance and disclosures
- Credit rating agency reform
- Investor protection reform
- Other Dodd-Frank developments
Please join us for what will be a lively and informative discussion of a subject that is of central importance to your bank’s activities and operations.