Mr. Gillett joined the Los Angeles office of Morrison & Foerster after graduating from Harvard Law School in 1990. He is a partner in the firm’s Financial Services Practice Group, which provides legal representation and counseling to both traditional and non-traditional companies in the financial services industry.

Mr. Gillett has extensive experience representing bank and nonbank companies that offer financial products and services, including lenders in the credit card, automobile finance, and other consumer credit fields. He also works with non-financial companies whose businesses are affected by consumer credit laws, companies who collect or use information that is subject to state or federal financial privacy laws, and companies whose businesses involve the use of consumer credit reports.

Recent projects include helping companies develop and implement online ACH payment systems for receiving and transmitting payments, representing companies in obtaining federal registration and multi-state licensing as a money service business, negotiating co-branded credit card program agreements for a variety of companies in the online retail, health care, and travel industries, working with the consortia that develop data security standards and protocols for the credit card and smart card industries, negotiating branding and promotional agreements with payment card brands, and negotiating payment processing agreements between banks and other financial institutions and payment processors and networks.

He also assists bank and non-bank financial services companies in examinations, civil investigations, and formal and informal enforcement actions by state and federal banking agencies and the FTC. In January 2003, the California Commissioner of Corporations appointed Mr. Gillett to a two-year term on a seven-member Advisory Committee to advise the Commissioner on recommendations for changes in the California Finance Lenders Law.

Mr. Gillett also frequently assists domestic and foreign banks and other financial services companies in outsourcing agreements; joint ventures and similar arrangements; acquisitions and mergers; the establishment of new (i.e., de novo) FDIC-insured institutions; the purchase, sale, and liquidation of branches and other partial business units and lines of business; and the development of new products and services.

Mr. Gillett received a B.A. degree from Pacific Christian College in 1984. He is active in the business law sections of the American Bar Association, the State Bar of California, and the Los Angeles County Bar Association. Mr. Gillett previously served as Chair of the ABA/YLD Banking Law Committee; has served on the California State Bar Business Law Section’s Consumer Financial Services and Banking Law Committees; served on the Board of Directors of the Los Angeles County Bar Foundation and on the Board of Trustees of the Los Angeles County Bar Association; was President of the Los Angeles County Bar Association Barristers; and served as Chair of the LACBA Barristers Disaster Relief Project, AIDS Legal Services Project and Professional Development Committee.