Ms. Zenor received her B.A. degree, summa cum laude, from Arizona State University in 1968 and her J.D. degree from Cornell Law School in 1973, where she was Managing Editor of the Cornell Law Review. She joined Morrison & Foerster in 1976, and was made a partner in 1979.

Ms. Zenor chaired for a number of years the firm’s Financial Transactions Group and is also a partner in the Real Estate Group. Ms. Zenor’s experience covers a wide range of business-related activities. Her practice focuses on the banking and finance areas, including real and personal property secured transactions, equipment leasing, and letter-of-credit and other credit enhancement transactions.

Over the last twenty-five years Ms. Zenor has played a major role in developing the firm’s practice in the mortgage-backed securitization and secondary mortgage market areas, representing lenders providing residential mortgage warehousing, commercial paper and repo facilities, buyers, sellers and financiers of loan and lease portfolios and sponsors of residential and commercial secondary market-related securitizations. Ms. Zenor formed and represented on an ongoing basis a mortgage company subsidiary of a major national bank, structured a secondary market conduit for the mortgage banking subsidiary of a major investment banking firm, created one of the first-rated, single property commercial mortgage REMICs and provided advice in connection with a number of acquisitions involving mortgage banking operations.

Ms. Zenor served as Chairman of the Debtor/Creditor Relations and Bankruptcy Committee of the California State Bar and Vice-Chairman of the Executive Committee of the California State Bar Business Law Section. She also chaired the Interstate Banking Subcommittee of the Business Law Section’s Financial Institutions Committee. Ms. Zenor has been elected a fellow in the American College of Investment Counsel. She regularly serves on the faculty of a number of national legal seminars and co-chaired a major international seminar on securitization and structured finance in Buenos Aires. Ms. Zenor has also published articles on financing government receivables and the legal and practical problems associated with financing limited partnerships. She authored the chapter on “Conflicting Real Estate Interests” in the four-volume treatise on Asset Based Financing published by Matthew Bender and is a member of the Editorial Board of and a contributing editor to the multi-volume treatise, Banking and Lending Institution Forms. Ms. Zenor was named a 2008 and 2009 Best Lawyer in America in the field of Banking Law.