Obrea O. Poindexter serves as co-chair of the Financial Services Practice Group at Morrison & Foerster LLP and heads the firm’s mobile payments group. Clients turn to Ms. Poindexter for her innovative solutions and critical thinking when it comes to complex regulatory issues. Ms. Poindexter practices in one of the most well-regarded banking and finance practices in the U.S. The practice offers financial institution clients a critical combination of bank regulatory expertise and a deep understanding of the financial markets.
Ms. Poindexter’s practice focuses on financial services regulation. She advises large financial institutions, retailers and other non-financial card issuers (e.g., technology companies) on financial privacy issues relating to the Gramm-Leach-Bliley Act and the Fair Credit Reporting Act; consumer lending issues under the CARD Act, the Truth in Lending Act and the Equal Credit Opportunity Act; debit cards, prepaid cards, electronic banking and payment system issues under the Electronic Fund Transfer Act (Regulation E) and the E-SIGN Act. She also advises clients extensively on issues related to emerging payments systems such as mobile payment systems and person-to-person payments. Ms. Poindexter is the Chair of the American Bar Association’s Truth in Lending Subcommittee and Former Chair of the Privacy Subcommittee and is a nationally recognized speaker on banking and consumer financial services issues. In addition, she heads an industry comment group that meets regularly to discuss the implications of financial services regulations on the industry and provides a forum for practical advice on compliance.
Prior to joining Morrison & Foerster, Ms. Poindexter was a staff attorney for five years at the Board of Governors of the Federal Reserve System in the Division of Consumer and Community Affairs, where she focused on issues relating to electronic banking, privacy, and consumer lending and leasing.