Insurance is one of the most highly regulated industries. Morrison & Foerster attorneys advise on a broad range of issues
affecting the insurance industry, from capital markets and other business transactions, to tax and regulatory matters, to
insolvency and restructuring advice, to insurance related litigation.
We bring our insurance regulatory experience to bear in helping our clients in the industry achieve their business and regulatory
objectives. Our attorneys counsel clients on insurance regulatory issues, including representing clients before state insurance
departments, as well as advising in connection with investments, licensing, agent issues, life and viatical settlements, financial
guarantee issues, reinsurance, risk based capital issues, onshore/offshore issues, marketing and sales practices, rehabilitation
and solvency questions.
Our regulatory capability and knowledge of the industry permit us to handle complex transactions for domestic and international
clients that include insurance companies, financial institutions, investment banks, insurance industry intermediaries and
other market participants. Our attorneys also work closely with financial institutions clients to develop and structure innovative
insurance and insurance-related capital markets products. Our skills in derivatives, commodities, bank regulatory matters,
ERISA and tax are essential to our product development, financing and other capital markets and securitization work for the
insurance industry.
The firm also provides comprehensive representation involving insurance and insurance related issues. We represent and counsel
clients with respect to matters involving bad faith litigation; “vanishing premium” claims; class action lawsuits; unfair
competition clauses; construction defect claims; directors’ and officers’ liability; environmental liability; “force-placed”
insurance issues; professional liability; and toxic torts.
Our wide-ranging experience enables us to provide our clients in the insurance industry with comprehensive regulatory, legal
and business and strategic advice.
