Structured Products: Legal and Regulatory Materials

Materials Relating to Structured Certificates of Deposit

FINRA Materials

9/2012 MoFo FAQ on Certificates of Deposit
This FAQ discusses Certificates of Deposit with regards to FDIC insurance, banking laws, securities laws, and documentation and marketing of CDs.
5/17/2012 FDIC Warning on Market-Linked CDs
This warning addresses questions potential investors should ask before investing in market-linked CDs, such as principal guarantee, CD maturity, consequences of early withdrawals, return calculations, and CD redemption.
4/23/2012 FDIC on Certificates of Deposit
This report discusses essential information on CDs and offers tips to potential investors who are considering investing in a CD.
10/14/2010 Structured Thoughts, Volume 1, Issue 13
The fourth article in this issue of Structured Thoughts provides a general overview of Structured Certificates of Deposit (SCDs), including a discussion of their advantages and disadvantages, the legal treatment of SCDs, and the documentation of SCD programs.
12/3/2008 SEC on High-Yield Certificates of Deposit
This answer report discusses issues relating to certificates of deposit that are important for potential investors to consider before making any investment decisions, such as maturity, call features, early withdrawal penalties, and various special considerations for brokered CDs.
10/12/2006 SEC on Equity-Linked CDs
This answer report discusses equity-linked certificates of deposit and advises investors to understand the specific terms and features of these products before making investment decisions.
3/17/2006 NYSE Statement re Structured CDs
This statement issued by the NYSE addresses the disclosures and sales practices concerning market indexed/linked certificates of deposit.

Structured Products: Legal and Regulatory Materials Materials Relating to Structured Certificates of Deposit

Structured Products: Legal and Regulatory Materials

Materials Relating to Structured Certificates of Deposit