Malka Levitin is an associate in the Financial Services Practice Group at Morrison Foerster. Her practice focuses on advising banks, Fintechs, and other financial services companies on regulatory and transactional matters, and includes providing counsel on the Bank Holding Company Act, the Bank Secrecy Act, money transmission, lending, ACH processing, and other money movement issues.

Her financial services expertise includes a multi-year review of a bank’s compliance program, counseling foreign banks on branch, agency, and representative office activity, and obtaining a trust company charter for a cryptocurrency company. She has advised generally on the regulation of crypto-assets, ACH and deposit account agreements, and Banking as a Service models and the use of an FBO account. On behalf of clients, Malka has also managed inquiries, investigations, and audits from financial services regulators, including by guiding client responses and presentations to regulators.

Malka further has significant experience with anti-money laundering and counter-financing of terrorism issues under the Bank Secrecy Act. In addition to providing general regulatory advice in this area, she has assisted clients with drafting BSA/AML policies and procedures, including for clients in the crypto-asset and cannabis spaces.

With respect to pro bono work, Malka maintains an active practice. She has worked on expediting an asylum application, drafting a complaint against a university for Title VI violations, and pursuing multiple cases involving religious rights under the Religious Land Use and Institutionalized Persons Act.

Malka graduated from Columbia Law School, where she was a staff editor for the Journal of Transnational Law. She received her B.A. summa cum laude from Queens College, where she graduated second in her class.