Angela E. Kleine

Partner | San Francisco | (415) 268-6214
(415) 268-6214

My work with financial services companies has enabled me to be at the center of increasing and ever-evolving laws and regulation.

Angela’s practice focuses on complex civil litigation and enforcement. She regularly defends and advises clients responding to litigation risk related to new and innovative business practices, including the application of the U.S. Fair Credit Reporting Act (FCRA) and other consumer reporting and privacy laws, and unfair competition and unfair and deceptive acts and practices (UDAP) laws.  She also has deep experience defending and advising financial services companies on matters under U.S. consumer lending laws and regulations, including the Equal Credit Opportunity Act, Fair Debt Collection Practices Act, Fair Housing Act, Real Estate Settlement Procedures Act, and Servicemembers Civil Relief Act.

As co-editor of the MoFo ReEnforcement Blog and editor of the Mortgage and Fair Lending section of MoFo’s Financial Services Report, Angela has written and spoken on issues related to fair lending and consumer reporting litigation and enforcement. She has been recognized by the MReport Magazine’s “Thirty-Five Under 35” list as one of 35 women under the age of 35 who are rising stars in the mortgage banking industry.

During law school at New York University School of Law, Angela was a member of the Environmental Law Review, a Florence Allen Scholar, and the winner of the Leonard J. Schreier Memorial Prize in Ethics. 

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  • (N.D. Cal.) Won motion to dismiss putative class claims asserting novel application of the FCRA to LinkedIn service.

  • (N.D. Cal.) Successfully settled putative class action alleging that profiles developed from public social media posts to identify passive employment candidates were “consumer reports” under the FCRA.

  • Defend government-sponsored entity in multiple federal actions claiming that the development of loan underwriting software made it a “consumer reporting agency” under the FCRA, including second-chairing jury trial.

  • (4th Cir.) Won motion to dismiss with prejudice a putative class action asserting novel claim that the Servicemembers Civil Relief Act’s default-judgment provision applies to foreclosure proceedings conducted through state executory process, and represented bank on appeal in the Fourth Circuit.

  • Represented consumer product company in successful AAA matter, including leading briefing, depositions, and presenting direct and cross examinations at arbitration hearing.

  • Won or successfully settled a series of class actions and multidistrict litigation regarding mortgage loan modification practices, including taking numerous named plaintiff and expert depositions and arguing MDL motion to dismiss.

  • (N.D. Cal.). Won significant victory for the Asian Law Caucus and ACLU in long-running litigation shedding light on the FBI’s surveillance and racial and religious profiling of Northern California communities and defended decision in the Ninth Circuit.



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