Angela Kleine is a member of the Financial Services Litigation Group, resident in the San Francisco office. Her practice focuses on complex civil litigation and enforcement, with an emphasis on defending and advising financial services companies in matters under banking, fair lending, consumer reporting, and unfair and deceptive acts and practices (UDAP) laws and regulations. Ms. Kleine has experience litigating and advising on matters under the Fair Housing Act, Equal Credit Opportunity Act, Fair Credit Reporting Act (FCRA), Fair Debt Collection Practices Act and state equivalents, Real Estate Settlement Procedures Act (RESPA), Truth in Lending Act, and state unfair practices statutes, including California’s Consumer Legal Remedies Act and Unfair Competition Law. Ms. Kleine also has experience conducting internal investigations on behalf of companies, boards of directors, and audit and special committees.
Ms. Kleine has written on issues related to fair lending and consumer reporting litigation and enforcement. She is a co-editor of the MoFo ReEnforcement Blog and editor of the Mortgage and Fair Lending section of the firm’s Financial Services Report. In 2014, she was named to MReport Magazine’s “Thirty-Five Under 35” list, recognizing thirty-five women under the age of 35 as rising stars in the mortgage banking industry. She is also recommended by Legal 500 US 2016. Ms. Kleine received her J.D. with honors from New York University School of Law, where she was a member of the Environmental Law Review, a Florence Allen Scholar, and the winner of the Leonard J. Schreier Memorial Prize in Ethics. She earned a B.A. in biology with honors from the University of Chicago, where she was a Howard Hughes Undergraduate Research Fellow and National Science Foundation grant recipient.
Sweet v. LinkedIn Corporation, No. 5:14-cv-04531-PSG, 2015 WL 1744254(N.D. Cal.). Won motion to dismiss in putative class action asserting application of the FCRA.
Halvorson v. TalentBin, Inc., No. 3:15-cv-05166-JCS(N.D. Cal.) Settled putative class action alleging that profiles developed from public social media posts to identify passive employment candidates were “consumer reports” under the FCRA.
Sion v. Sunrun, Inc., No. 3:16-cv-05834-JST(N.D. Cal.) Settled as an individual case putative class action alleging FCRA violations in procuring credit reports.
Douglas v. DHI Group, Inc. and Dice Inc., No. 5:17-cv-04887-LHK(N.D. Cal.) Representing DHI Group, Inc. and Dice Inc. in putative class action alleging FCRA violations.
Mortgage Consumer Reporting Class ActionsWon dismissal of multiple putative class actions around the country asserting novel FCRA claims related to loan modification applications, bankruptcy, and national bank’s furnishing of consumer credit information. Successfully defended dismissal in the Fourth Circuit Court of Appeals. Defend lender and government sponsored entity in multiple federal class actions asserting FCRA, UDAP, and state consumer reporting claims.
Karrigan v. DataX, No. 5:13-cv-02995-SI(N.D. Cal.). Obtained summary judgment victory for consumer reporting agency and parent company in FCRA and UDAP class action regarding alleged identify theft and debt collection violations.
Tamburri v. SunTrust, et al., No. C-11-02899 JST DMR(9th Cir.). Successfully defended summary judgment win on behalf of mortgage loan servicer, master servicer, and trustee of securitized trust, in consumer fraud action regarding loan modification and foreclosure.
Loan Modification LitigationsWon or successfully settled a series of class actions and multidistrict litigation regarding mortgage loan modification practices.
Enforcement ActionsFinancial services provider in state attorney general enforcement action. National bank in OCC enforcement action regarding credit card add on products. Financial services entity in RESPA enforcement matter regarding title insurance. National bank in CFPB enforcement action regarding alleged deceptive marketing and auto lending practices. Mortgage company in connection with HUD fair lending CID.
Investigations and Internal ReviewsNational bank in review of credit card, mortgage, consumer, and auto add-on product compliance with consumer financial protection laws, in connection with CFPB supervisory matter. National bank’s internal review of mortgage, credit card, student lending, consumer, and auto products compliance with the Servicemembers Civil Relief Act. National and specialty consumer reporting agencies’ fair lending reviews of alternative credit scoring models. Loan servicer in mortgage loan modification related internal investigation. Multiple mortgage lenders in CFPB exam-related analysis of fair lending data and enforcement risk.
Asian Law Caucus, et al. v. FBI, No. 3:10-cv-03759-RS(N.D. Cal.). Won significant victory for the Asian Law Caucus and ACLU in long-running litigation shedding light on the FBI’s surveillance and racial and religious profiling of Northern California communities.
In 2014, Ms. Kleine was named to MReport Magazine’s “Thirty-Five Under 35” list, recognizing thirty-five women under the age of 35 as rising stars in the mortgage banking industry. She is also recommended by Legal 500 US 2016.
The Enforcement Blog
Unsolicited e-mails and information sent to Morrison & Foerster will not be considered confidential, may be disclosed to others pursuant to our Privacy Policy, may not receive a response, and do not create an attorney-client relationship with Morrison & Foerster. If you are not already a client of Morrison & Foerster, do not include any confidential information in this message. Also, please note that our attorneys do not seek to practice law in any jurisdiction in which they are not properly authorized to do so.