Angela E. Kleine

Angela E. Kleine

Education

University of Chicago (B.A., 2002)
New York University School of Law (J.D., 2005)

Bar Admissions

New York
California

Angela’s practice focuses on complex civil litigation and enforcement. She regularly defends and advises clients responding to litigation risk related to new and innovative business practices, including the application of the U.S. Fair Credit Reporting Act (FCRA) and other consumer reporting and privacy laws, and unfair competition and unfair and deceptive acts and practices (UDAP) laws.  She also has deep experience defending and advising financial services companies on matters under U.S. consumer lending laws and regulations, including the Equal Credit Opportunity Act, Fair Debt Collection Practices Act, Fair Housing Act, Real Estate Settlement Procedures Act, and Servicemembers Civil Relief Act.

As co-editor of the MoFo ReEnforcement Blog and editor of the Mortgage and Fair Lending section of MoFo’s Financial Services Report, Angela has written and spoken on issues related to fair lending and consumer reporting litigation and enforcement. She has been recognized by the MReport Magazine’s “Thirty-Five Under 35” list as one of 35 women under the age of 35 who are rising stars in the mortgage banking industry.

During law school at New York University School of Law, Angela was a member of the Environmental Law Review, a Florence Allen Scholar, and the winner of the Leonard J. Schreier Memorial Prize in Ethics. 

Sweet v. LinkedIn Corporation, No. 5:14-cv-04531-PSG, 2015 WL 1744254
(N.D. Cal.). Won motion to dismiss in putative class action asserting application of the FCRA.


Halvorson v. TalentBin, Inc., No. 3:15-cv-05166-JCS
(N.D. Cal.) Settled putative class action alleging that profiles developed from public social media posts to identify passive employment candidates were “consumer reports” under the FCRA.


Sion v. Sunrun, Inc., No. 3:16-cv-05834-JST
(N.D. Cal.) Settled as an individual case putative class action alleging FCRA violations in procuring credit reports.


Douglas v. DHI Group, Inc. and Dice Inc., No. 5:17-cv-04887-LHK
(N.D. Cal.) Representing DHI Group, Inc. and Dice Inc. in putative class action alleging FCRA violations.


Mortgage Consumer Reporting Class Actions
Won dismissal of multiple putative class actions around the country asserting novel FCRA claims related to loan modification applications, bankruptcy, and national bank’s furnishing of consumer credit information. Successfully defended dismissal in the Fourth Circuit Court of Appeals. Defend lender and government sponsored entity in multiple federal class actions asserting FCRA, UDAP, and state consumer reporting claims.


Karrigan v. DataX, No. 5:13-cv-02995-SI
(N.D. Cal.). Obtained summary judgment victory for consumer reporting agency and parent company in FCRA and UDAP class action regarding alleged identify theft and debt collection violations.


Tamburri v. SunTrust, et al., No. C-11-02899 JST DMR
(9th Cir.). Successfully defended summary judgment win on behalf of mortgage loan servicer, master servicer, and trustee of securitized trust, in consumer fraud action regarding loan modification and foreclosure.


Loan Modification Litigations
Won or successfully settled a series of class actions and multidistrict litigation regarding mortgage loan modification practices.


Enforcement Actions
Financial services provider in state attorney general enforcement action.


Enforcement Actions
National bank in OCC enforcement action regarding credit card add on products.


Enforcement Actions
Financial services entity in RESPA enforcement matter regarding title insurance.


Enforcement Actions
National bank in CFPB enforcement action regarding alleged deceptive marketing and auto lending practices.


Enforcement Actions
Mortgage company in connection with HUD fair lending CID.


Investigations and Internal Reviews
National bank in review of credit card, mortgage, consumer, and auto add-on product compliance with consumer financial protection laws, in connection with CFPB supervisory matter.


Investigations and Internal Reviews
National bank’s internal review of mortgage, credit card, student lending, consumer, and auto products compliance with the Servicemembers Civil Relief Act.


Investigations and Internal Reviews
National and specialty consumer reporting agencies’ fair lending reviews of alternative credit scoring models.


Investigations and Internal Reviews
Loan servicer in mortgage loan modification related internal investigation.


Investigations and Internal Reviews
Multiple mortgage lenders in CFPB exam-related analysis of fair lending data and enforcement risk.


Asian Law Caucus, et al. v. FBI, No. 3:10-cv-03759-RS
(N.D. Cal.). Won significant victory for the Asian Law Caucus and ACLU in long-running litigation shedding light on the FBI’s surveillance and racial and religious profiling of Northern California communities.

Sweet v. LinkedIn Corporation, No. 5:14-cv-04531-PSG, 2015 WL 1744254
(N.D. Cal.). Won motion to dismiss in putative class action asserting application of the FCRA.


Halvorson v. TalentBin, Inc., No. 3:15-cv-05166-JCS
(N.D. Cal.) Settled putative class action alleging that profiles developed from public social media posts to identify passive employment candidates were “consumer reports” under the FCRA.


Sion v. Sunrun, Inc., No. 3:16-cv-05834-JST
(N.D. Cal.) Settled as an individual case putative class action alleging FCRA violations in procuring credit reports.


Douglas v. DHI Group, Inc. and Dice Inc., No. 5:17-cv-04887-LHK
(N.D. Cal.) Representing DHI Group, Inc. and Dice Inc. in putative class action alleging FCRA violations.


Mortgage Consumer Reporting Class Actions
Won dismissal of multiple putative class actions around the country asserting novel FCRA claims related to loan modification applications, bankruptcy, and national bank’s furnishing of consumer credit information. Successfully defended dismissal in the Fourth Circuit Court of Appeals. Defend lender and government sponsored entity in multiple federal class actions asserting FCRA, UDAP, and state consumer reporting claims.


Karrigan v. DataX, No. 5:13-cv-02995-SI
(N.D. Cal.). Obtained summary judgment victory for consumer reporting agency and parent company in FCRA and UDAP class action regarding alleged identify theft and debt collection violations.


Tamburri v. SunTrust, et al., No. C-11-02899 JST DMR
(9th Cir.). Successfully defended summary judgment win on behalf of mortgage loan servicer, master servicer, and trustee of securitized trust, in consumer fraud action regarding loan modification and foreclosure.


Loan Modification Litigations
Won or successfully settled a series of class actions and multidistrict litigation regarding mortgage loan modification practices.


Enforcement Actions
Financial services provider in state attorney general enforcement action.


Enforcement Actions
National bank in OCC enforcement action regarding credit card add on products.


Enforcement Actions
Financial services entity in RESPA enforcement matter regarding title insurance.


Enforcement Actions
National bank in CFPB enforcement action regarding alleged deceptive marketing and auto lending practices.


Enforcement Actions
Mortgage company in connection with HUD fair lending CID.


Investigations and Internal Reviews
National bank in review of credit card, mortgage, consumer, and auto add-on product compliance with consumer financial protection laws, in connection with CFPB supervisory matter.


Investigations and Internal Reviews
National bank’s internal review of mortgage, credit card, student lending, consumer, and auto products compliance with the Servicemembers Civil Relief Act.


Investigations and Internal Reviews
National and specialty consumer reporting agencies’ fair lending reviews of alternative credit scoring models.


Investigations and Internal Reviews
Loan servicer in mortgage loan modification related internal investigation.


Investigations and Internal Reviews
Multiple mortgage lenders in CFPB exam-related analysis of fair lending data and enforcement risk.


Asian Law Caucus, et al. v. FBI, No. 3:10-cv-03759-RS
(N.D. Cal.). Won significant victory for the Asian Law Caucus and ACLU in long-running litigation shedding light on the FBI’s surveillance and racial and religious profiling of Northern California communities.

In 2014, Ms. Kleine was named to MReport Magazine’s “Thirty-Five Under 35” list, recognizing thirty-five women under the age of 35 as rising stars in the mortgage banking industry. She is also recommended by Legal 500 US 2016.

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