Crystal N. Kaldjob is a partner in the Financial Services Group of Morrison & Foerster’s Washington, D.C. office.
Crystal’s practice focuses on advising financial services clients on a wide range of issues in regulatory and transactional contexts. Crystal provides practical, solution-oriented regulatory and transactional assistance to merchants, fintech companies, banks and other financial institutions on strategic partnerships, including structuring and negotiating private label, co-brand credit card and point-of-sale financing partnerships, marketplace lending arrangements, asset purchases, and loan portfolio sales and acquisitions. Her regulatory experience involves advising financial institutions, fintech companies and merchants on compliance with consumer and retail banking laws, including laws related to the offering and operation of consumer credit and financial products and services.
Prior to joining Morrison & Foerster, Crystal worked as a financial services associate at an international law firm where she focused on transactional matters involving strategic partnerships and payments systems, as well as counseling bank and non-bank clients on state and federal banking laws.