“ My nearly 20 years at Mofo have given me the opportunity to work with a wide variety of clients, from small to large, start-up to established, and do so with incredible teamwork across various practice groups throughout the firm, and around the globe.

Joan has been recognized as a leading lawyer in the financial services industry for over three decades. Her practice focuses, primarily, on retail financial services, with a special emphasis on advising on and negotiating a wide range of transactions:

• Joint venture and alliance agreements for co-branded and private label credit card agreements and card network incentive agreements;
• A variety of industry relationships, including card issuing agreements with the card networks, outsourcing arrangements, processing agreements, and merchant services agreements;
• Portfolio purchase and sale transactions; and
• Emerging payment agreements, involving mobile wallets and alliances with online lenders.

Her clients include some of the largest U.S. retailers and financial institutions, as well as a foreign-based card network, and she works closely with Morrison & Foerster’s financial services regulatory group and technology transactions group to provide practical advice on regulatory and technology matters that are critical to fashioning agreements in the complex consumer financial services space.