Joseph Gabai

Joseph Gabai

Senior Counsel

Los Angeles, (213) 892-5284

Education

The Pennsylvania State University (B.A., 1973)
University of Pennsylvania Law School (J.D., 1976)

Bar Admissions

California

Joseph Gabai's practice focuses on the representation of banks, savings associations, mortgage banking companies, finance companies, and their holding companies and affiliates. He has special expertise in the regulatory area.

Mr. Gabai regularly represents clients facing issues with the Truth In Lending Act, Real Estate Settlement Procedures Act, Home Mortgage Disclosure Act, Community Reinvestment Act, Electronic Fund Transfer Act, Fair Credit Reporting Act, Fair Debt Collection Practices Act, Truth in Savings Act, Equal Credit Opportunity Act, Homeowners Protection Act, National Bank Act, Home Owners' Loan Act, Federal Deposit Insurance Act, state lender licensing laws, state retail installment sales acts, and federal and state privacy laws.

Mr. Gabai also advises clients regarding recent amendments to Regulation Z and Regulation X, California foreclosure laws, the S.A.F.E. Mortgage Licensing Act of 2008, information sharing under the Fair Credit Reporting Act and Gramm-Leach-Bliley Act, and the federal Home Affordable Modification Program. He also assists clients with respect to security breaches, and advises bank clients with respect to restructuring options.

Much of Mr. Gabai's time is spent on strategic planning issues, regulatory developments, retail banking issues, and in negotiations with the federal and state banking agencies on behalf of financial institution clients. He also has worked with financial institution clients and their lobbyists in connection with the drafting of legislation and regulations on both the federal and state levels.

Mr. Gabai is a fellow of the American College of Consumer Financial Services Lawyers.

While attending Pennsylvania State University, Mr. Gabai was named an Evan Pugh Scholar.

Joseph Gabai is recognized as a “Lawyer of the Year” in Financial Services Regulation Law by Best Lawyers in America 2018 and has been recommended by Legal 500 US 2012 and Super Lawyers 2012.

Email Disclaimer

Unsolicited e-mails and information sent to Morrison & Foerster will not be considered confidential, may be disclosed to others pursuant to our Privacy Policy, may not receive a response, and do not create an attorney-client relationship with Morrison & Foerster. If you are not already a client of Morrison & Foerster, do not include any confidential information in this message. Also, please note that our attorneys do not seek to practice law in any jurisdiction in which they are not properly authorized to do so.

©1996-2017 Morrison & Foerster LLP. All rights reserved.