Obrea O. Poindexter

Partner | Washington D.C.

opoindexter@mofo.com | (202) 887-8741

(202) 887-8741

The financial services industry is evolving and I’m providing my clients with the advice they need to stay ahead of the rapidly changing regulatory landscape.

Obrea is co-chair of Morrison & Foerster’s Financial Services and FinTech Practice Groups, and heads its Mobile Payments Group. She provides her clients with innovative solutions when it comes to complex regulatory issues related to credit, debit, and prepaid cards. She counsels companies on privacy concerns, data security, electronic delivery of information, and electronic signatures. Her practice focuses on financial services regulation and offers financial services clients a critical combination of bank regulatory expertise and a deep understanding of the financial markets.

She advises large financial institutions, retailers, and other non-financial card issuers (e.g., technology companies) on financial privacy issues relating to the following U.S. laws:

  • Gramm-Leach-Bliley Act and the Fair Credit Reporting Act
  • Consumer lending issues under the CARD Act
  • The Truth in Lending Act
  • The Equal Credit Opportunity Act

She also advises on debit cards, prepaid cards, electronic banking, and payment system issues under the U.S. Electronic Fund Transfer Act (Regulation E) and the E-SIGN Act. She also advises clients extensively on issues related to emerging payments systems such as mobile payment systems and person-to-person payments.

Obrea is recommended by Chambers USA 2020, and listed in the Chambers FinTech 2018 and 2019 guides, where she is described as having a “prominent presence in the FinTech payments space.” She was also recently inducted as a fellow of the American College of Consumer Financial Services. She was named to Savoy Magazine’s 2015 Most Influential Black Lawyers list and was named the exclusive winner of the 2016 Client Choice Award for Banking in Washington, D.C. She was also recognized by the National Law Journal as one of the top 75 “Outstanding Women Lawyers” and was shortlisted for Best Regulatory Lawyer of the Year by Women in Compliance 2015. In 2016, she was shortlisted for the “Minority Lawyer of the Year” award at the inaugural Chambers USA Diversity Awards.

Prior to joining Morrison & Foerster, Obrea was a staff lawyer for five years at the Board of Governors of the Federal Reserve System in the Division of Consumer and Community Affairs, where she focused on issues relating to electronic banking, privacy, and consumer lending and leasing.

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