Insurance Capital Markets


Morrison & Foerster attorneys advise on a broad range of issues affecting the insurance industry, from capital markets and other business transactions, including mergers and acquisitions, to tax and regulatory matters, to insolvency and restructuring advice, to insurance related litigation. We also advise on the establishment of offshore insurers and reinsurers and special purpose vehicles. We handle complex transactions for domestic and international clients that include insurance companies, financial institutions, investment banks and other market participants.

Our attorneys develop and structure insurance and insurance-related capital markets products for the financial services sector. Our expertise includes advising in connection with life settlement and life insurance premium finance transactions; life settlement and annuity securitizations; establishment of proprietary life settlement and premium finance operations; establishment of funding structures for structured life settlements and premium finance; acquisition of life settlement blocks of business; catastrophe bonds and sidecar transactions; licensing and agent issues; policy warehousing; and bank-owned and corporate-owned life insurance transactions. Our skills in derivatives, commodities, bank regulatory, bank lending, tax structuring, ERISA and financial restructuring matters enable us to develop innovative products with our clients.

Insurance is one of the most highly regulated industries. We bring our regulatory experience to bear in helping our clients achieve their business and regulatory objectives. Our attorneys counsel clients on a broad array of insurance regulatory issues, including representing clients before state insurance departments, as well as advising in connection with investments, licensing, agent issues, life and viatical settlements, financial guarantee issues, reinsurance, risk based capital issues, onshore/offshore issues, marketing and sales practices, rehabilitation and insolvency questions.

If you're interested in Triple X, sidecars and cat bonds, you may be interested in other examples of our experience.

See also Recent Attorney Publications for additional articles.

Client Stories - We're Only as Good as Our Last Deal

Read more about what we've been up to lately (documents in pdf format):

Capital Markets

Derivatives and Structured Products

Structured Finance and Insurance-Linked Products

Hybrids

Frequently Asked Questions

To learn about MoFo’s FAQs ebook, click here.

Chambers Asia-Pacific 2018 
Asia-Pacific: Capital Markets: Equity
China: Capital Markets: Equity: International Firms
Japan: Banking & Finance: International Firms
Japan: Capital Markets: Domestic
Japan: Capital Markets: International: US Law


Chambers Global 2018
Asia-Pacific: Capital Markets: Equity
China: Capital Markets: Equity: International firms
Japan: Capital Markets: Domestic
Japan: Banking & Finance: International Firms
Japan: Capital Markets: International: US Law
United States: Capital Markets: Debt & Equity
United States: Capital Markets: Derivatives


Chambers UK 2018
Debt Capital Markets


Chambers USA 2018
National: Capital Markets: Derivatives
National: REITS


EQDerivatives Awards 2016
Equity Derivatives Law Firm of the Year


Financial Times: US Innovative Lawyers
Overall winner of the Innovation in Social Responsibility category, 2016
One of four firms ranked “Standout” in the category of New Products and Techniques, 2016
One of four firms ranked “Standout” in the category of Enabling Clients Business, 2015
One of five firms ranked “Standout” in the category of Finance, 2012


GlobalCapital Americas Derivatives Awards
Americas Law Firm of the Year 2015 – 2017
U.S. Law Firm of the Year – Transactions 2018


GlobalCapital Global Derivatives Awards 2016, 2017
Global Law Firm of the Year


GlobalCapital Syndicated Loan, Leveraged Finance and Private Placement Awards 2016
Private Placements Law Firm of the Year


IFLR1000 2018
China: Private Equity – Foreign Firms
Hong Kong: Capital Markets: Equity
Hong Kong: Capital Markets: Debt
Japan: Capital Markets: Equity
Japan: Capital Markets: Equity Foreign Firms
Japan: Capital Markets: Debt
Japan: Capital Markets: Debt Foreign Firms
United States: Capital Markets: Debt
United States: Capital Markets: Equity
United States: Capital Markets: Derivatives
United States: Capital Markets: Structured Finance and Securitisation
United Kingdom: Capital Markets: Debt
United Kingdom: Capital Markets: Derivatives


IFLR Americas Awards
Structured Finance and Securitisation Deal of the Year, 2013
Structured Finance and Securitisation Team of the Year, 2015


Legal 500 Asia-Pacific 2018
Japan: Capital markets: International firms and joint ventures
Hong Kong: Capital markets (equity)


Legal 500 UK 2017
Debt Capital Markets
Derivatives and Structured Products


Legal 500 US 2017
National: Capital Markets: Debt Offerings: Advice to Issuers
National: Capital Markets: Debt Offerings: Advice to Underwriters
National: Capital Markets: Equity Offerings: Advice to Issuers
National: Capital Markets: Equity Offerings: Advice to Underwriters
National: Capital Markets: Global Offerings: Advice to Issuers
National: Capital Markets: Global Offerings: Advice to Underwriters
National: Structured Finance


mtn-i Americas Awards 2013
Legal Leader


Operational Risk & Regulation Awards 2013
Law Firm of the Year


StructuredRetailProducts.com 2012, 2013, 2014, 2015, 2017, 2018 (shortlist)
Best Law Firm in the Americas


Structured Products magazine 2006, 2007, 2009, 2011, 2012, 2014, 2016
Law Firm of the Year, Americas


Thomson Reuters Accelus Compliance Awards 2012, 2014
One of Five Firms Shortlisted for Best Regulatory Law Firm of the Year


U.S. News – Best Lawyers® Best Law Firms 2018
National: Derivatives and Futures Law (Tier 1)
National: Securities/Capital Markets Law (Tier 1)
National: Securitization and Structured Finance Law (Tier 1)
National: Securities Regulation (Tier 1)
National: Banking and Finance Law (Tier 1)

“Their guidance extends well beyond legal advice and includes business counsel.”
(Chambers USA 2014)


"play an important role in advising insurers, reinsurers, investment banks and hedge funds on complex international restructurings" (PLC Global Portrait 2009)

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