Calvin Funk is an associate in the Financial Services Group of Morrison & Foerster’s Washington, D.C. office.
Mr. Funk’s practice focuses on assisting clients with state and federal retail financial services regulatory matters. He counsels bank and non-bank lenders, service providers, and other financial technology companies to help bring innovative products and services to market. Mr. Funk works closely with clients to understand their business needs and advise on complex regulatory issues including lending issues under the Truth in Lending Act, Equal Credit Opportunity Act, Fair Credit Reporting Act, and Fair Debt Collection Practices Act; and payment issues under the Electronic Fund Transfer Act, Credit CARD Act, and state money transmitter laws.
Mr. Funk has particular experience with state consumer finance laws in all fifty states, including state lending, loan brokering, credit services, and debt collection laws. He regularly counsels clients on the nature and applicability of state consumer finance laws to clients’ proposed or existing business practices. He assists clients through all phases of the regulatory process, including obtaining necessary licenses, building compliant policies and procedures, navigating change-of-control processes, and responding to regulatory inquiries and examinations.
Mr. Funk graduated from the University of Virginia School of Law, where he was elected to the Order of the Coif. During law school, Mr. Funk served as an editor of the Virginia Tax Review, as well as a Dillard Fellow of Legal Research and Writing. He was previously a summer associate at Morrison & Foerster.
Mr. Funk received his B.A. magna cum laude from Brigham Young University.
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