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House Hearing Puts Bank-FinTech Oversight in the Spotligh﻿t

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Alexandra Barrage was quoted in the PYMNTS article covering the May 20 House Financial Services Committee hearing, “Partnering...

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Alexandra Barrage was quoted in the PYMNTS article covering the May 20 House Financial Services Committee hearing, “Partnering for Innovation: How Bank-Fintech Collaborations Enhance Financial Infrastructure.” At the hearing, lawmakers and industry leaders, including Alex, examined the growing role of bank-FinTech partnerships in modernizing financial infrastructure. Discussions focused on how banks can adopt API-based systems, embedded finance and AI-driven operations while maintaining regulatory accountability.Alexandra noted <a href="https://docs.house.gov/meetings/BA/BA21/20260520/119307/HHRG-119-BA21-Wstate-SteinbergBarrageA-20260520.pdf" target="_blank">in her testimony</a> that partnerships have evolved rapidly since the banking-as-a-service boom that accelerated in 2021. Watch a <a href="https://financialservices.house.gov/calendar/eventsingle.aspx?EventID=411103" target="_blank">video of the hearing</a>.Read the <a href="https://www.pymnts.com/bank-regulation/2026/house-hearing-puts-bank-fintech-oversight-in-the-spotlight/" target="_blank">full article</a>.

House Hearing Puts Bank-FinTech Oversight in the Spotligh﻿t

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Alex, co-lead of the firm's Digital Assets practice, advises banks and technology companies on a wide range of regulatory and supervisory matters, including new bank charters, enforcement and examination issues, stablecoin issuance and facilitation, bank-Fintech partnerships, and digital assets. Her experience includes advising on digital asset product development and agentic commerce issues, supervisory examination remediation, regulatory due diligence and compliance, and bankruptcy. With experience serving in senior FDIC roles and an extensive background counseling the largest financial institutions and technology companies in the U.S., Alex offers clients a broad market perspective, practical solutions, and a deep appreciation for the nuances of today’s regulatory landscape.Alex served in various leadership roles at the FDIC. As an associate director, she was the lead regulatory policy expert for the Division of Complex Institution Supervision and Resolution, focusing on U.S. and global regulatory issues affecting the largest and most systemically important banking institutions. She worked closely with Federal Reserve staff on resolution plan rules, related guidance, and feedback letters, and engaged directly with banks and trade associations.Alex is widely respected for her thought leadership, making live appearances on Bloomberg’s The Close and speaking on current banking developments domestically and abroad. She has been quoted extensively, including in American Banker, Bloomberg Law, The Washington Post, The Wall Street Journal, OpenBanker, Law360, Coindesk, and Risk. Alex also provides technical assistance to congressional staff on digital asset legislation.She earned her J.D. from Georgetown University Law Center and received her B.A. cum laude from Williams College.<h4>Representative Experience</h4><ul><li>Global Fintech and Stablecoin Issuers: Advise on stablecoin issuance and compliance strategy, new products, provide policy and regulatory advice</li></ul><ul><li>Global Cryptocurrency Exchange: Advise on impacts of regulatory proposals; provide policy and regulatory on various bank partnerships </li><li>Leading Digital Asset Infrastructure Company: Advising on regulatory and policy matters following GENIUS enactment </li><li>Advise de novo bank charter applicant before U.S. banking regulators</li><li>Advise large/mid-size banks and technology companies in preparation for supervisory examinations, responding to MOUs and public enforcement actions before state and federal banking regulators</li><li>Representation of fifty state bankers associations and DC on amici brief in the U.S. Court of Appeals for the Tenth Circuit contesting Colorado’s legislative efforts to opt-out of DIDMCA</li><li>Advise nationwide money transmission/payments company and Fintech providers on regulatory compliance and licensing issues, including issues involving pass-through insurance, brokered deposits, and marketing representations</li><li>Represent banking institutions and technology companies on regulatory and transactional issues involving their banking as a service platform, including deposit account onboarding/enhanced due diligence, third-party risk management issues, and due diligence frameworks involving the sponsorship of merchant acquirer/cryptocurrency exchange programs</li><li>Advise banks on resolution planning requirements under Title I of the Dodd-Frank Act and the FDIC IDI Rule, including related supervisory engagement</li><li>Advised one of the largest global technology cloud service providers opposite federal regulators in their role as a bank service provider</li><li>Advised a leading global payments and enterprise blockchain company on new product launch, bankruptcy issues, and regulatory due diligence</li></ul>

House Hearing Puts Bank-FinTech Oversight in the Spotligh﻿t

House Hearing Puts Bank-FinTech Oversight in the Spotlight